Prefr Personal Loan
Prefr is an embedded lending service provider owned by CreditVidya, offers instant personal loan up to Rs. 5 Lakhs to salaried as well as self-employed individuals for all business and personal requirements. Prefr loan involves a completely digital process with simplified documentation.
Prefr Loan Customer Care Number
If you need assistance with your Prefr loan or have any queries, you can reach out to the customer care team at their dedicated helpline. The Prefr Loan Customer Care Number is available to resolve your concerns swiftly and efficiently.
040-48521334
Prefr Customer Care Number
The Prefr Customer Care Number is accessible for all general inquiries, account information, and service-related questions. Their support team ensures that you receive prompt and helpful responses.
Prefr Loan Toll-Free Number
For hassle-free support without additional charges, dial the Prefr Loan Toll-Free Number. This service is available nationwide to address your loan-related questions or issues with ease.
040-48521334
Prefr Customer Care Number Mumbai
Residents of Mumbai can connect with the local Prefr customer care team for area-specific assistance. The dedicated Mumbai helpline ensures that you receive personalized support tailored to your location.
Prefr Customer Care
Prefr’s customer care is committed to offering top-notch service. Whether you need help with loans, payments, or general inquiries, their team is just a call away.
Prefr Loan Customer Care Number Hyderabad
For customers in Hyderabad, Prefr has a dedicated customer care line. Reach out to the Hyderabad helpline for loan-related queries or issues specific to this region.
Prefr Loan Customer Care Number India
The Prefr Loan Customer Care Number for India provides comprehensive support across the country. Customers can access this service for any loan-related concerns, regardless of their location.
Prefr Loan Payment
To inquire about or resolve issues related to your loan payments, contact the Prefr customer care team. They can assist you with payment methods, schedules, and any discrepancies in transactions.
Prefr Personal Loan Details
Following are the key details of Prefr personal loan:
| Loan Amount | Rs. 50,000 to Rs. 5 Lakhs |
| Eligible Borrowers | Salaried individuals & Self-employed individuals |
| Age | 22 years to 55 years |
| Income | Salaried: Rs. 18K & Self Employed: Rs. 20K |
| Purpose | Wedding, Events, Home Renovation, Business Needs, Personal Use, Education, Medical Emergency & Loan Repayment |
| Tenure | 12 to 48 months |
| Rate of interest | 15% to 36% per annum |
| Processing Fee | 3% to 5% of the loan amount |
| Disbursal TAT | Within 2 hours after document verification |
| Foreclosure Charges | 5% of Principal Outstanding |
| CIBIL Score | 725 + |
| Installment Cycle | Monthly EMI – deducted via automated mandate on 5th of every month |
Prefr Personal Loan Features
Following are some attractive features of Prefr loans:
- Get an instant personal loan from Rs. 50,000 up to Rs. 5,00,000 for not just personal but also professional needs.
- Prefr loan interest rate ranges from 15% to 36% per annum.
- A processing fee of 3% to 5% of the loan amount, subject to a minimum of Rs. 1,500 + GST, will be charged.
- No security is required to be kept with Prefr to get a loan.
- Money will be disbursed to your bank account within 2 hours after successful document verification.
- No inquiries will appear on your CIBIL report before disbursement.
- No physical paperwork required.
- No physical verification required.
Prefr Personal Loan Interest Rate
Prefr credit loan interest rate is affordable and fixed between 15% to 36% per annum depending on the borrower’s eligibility, required loan amount, type of loan, tenure of repayment and other factors. Apart from the interest rate, borrowers will also be required to pay the Personal Loan Processing Fee of 3% to 5% of the loan amount, subject to a minimum of Rs. 1,500 + GST.
Eligibility for Prefr Personal Loan
Availing of a personal loan from Prefr is easy. All salaried, as well as self-employed individuals aged above 22 years to 55 years at the time of loan closure, can apply for Prefr personal loan. The borrower must have a regular source of income to service loan repayment along with the interest component. The applicant has to provide information about their income and employment and also their bank account details for auto-debit of EMI payments.
- CIBIL Score: 725+
- Age : 22 to 55 years at the time of loan completion
- Income : Salaried Rs.18,000 above & for self employed Rs.20,000 above
Prefr Personal Loan Types
Prefr provides the following two types of loans for meeting your personal and professional needs:
- Term Loans for Self-Employed: This loan is offered to self-employed individuals with flexible tenure to help them grow their businesses.
- Personal Loan for Salaried: These loans are offered to salaried individuals for any personal requirements, including medical, home upgrade, wedding expenses, etc. The tenure for this loan ranges from 12 to 48 months.
Prefr Personal Loan Documents Required
To get a Prefr personal loan, you just need to do the following three things:
- Click a Selfie
- Upload your PAN Card
- KYC Proof – Aadhaar eKYC or CKYC
- Optional (required only in certain cases): Address proof, Bank statement & Business proof
Voila you are done.
How to Apply for Prefr Personal Loan?
Following are three easy steps to get a Prefr personal loan:
- Provide information about your income and employment to check your loan offer in just 1 minute.
- Click a Selfie and upload your PAN and address proof in the app.
- Set up an auto debit on your bank account for easy EMI repayments.
Prefr Personal Loan Contact Details
In case you have any query, complaint, feedback or suggestion regarding the Prefr loan, you can contact them through Prefr credit customer care number or any of the following ways:
Prefr loan customer care number: 040-48521334
Email: [email protected]
Address: 2nd Floor, Block 2, My Home Hub, Hitech City, Hyderabad, Telangana – 500081